Free · Takes About 3 Minutes · Built From Federal Data
The Number Nobody Shows You
Announcing:

What College Will Actually Cost Your Family

Every college posts a sticker price. Almost nobody pays it. Answer fourteen questions and we will show you, school by school, what your family would really be charged, and whether that leaves you short.

We ask about your student first, then your household finances. You need to answer all of it before we can show you a number, because a net price without your income is just a sticker price with extra steps.
Step 1 of 3

Start with Your Student

On a 4.0 scale. Your best estimate is fine.
Enter an SAT total (400 to 1600) or an ACT composite (1 to 36).
Add as many as you like. Start typing a college name.
Step 2 of 3

Now Your Household

This decides whether a public college charges you in-state or out-of-state.
From your 2024 tax return. That is the year colleges will actually look at, not this year's.
Step 3 of 3

The Part That Changes the Answer

Some colleges count your home and your savings. Others ignore them completely. That is why two calculators can give you wildly different numbers from the same facts.

Cash, brokerage, CDs. Do not include 401(k) or IRA balances.
Roughly what it is worth minus what you still owe. A guess is fine, and we will widen your range to reflect that.
Summer job, savings account. Zero is a perfectly normal answer.
One Last Step

Your Numbers Are Ready

Tell us who you are and we will show you the full school-by-school breakdown right now.

We do not keep your financial figures. We use them to calculate your results and then discard them.

Your Results

Here Is What These Colleges Would Charge You

This page is yours to keep. The link in your address bar reopens it with your numbers already filled in, and nothing you entered is stored on our side.